Senior Risk Officer – Treasury & Liquidity Management

About the role

The Senior Risk Officer will oversee the accuracy and completeness of deal tickets, monitor inter‑bank lending limits, and ensure compliance with Central Bank of Kuwait (CBK) regulations. This role is pivotal for liquidity forecasting, FX position management, and regulatory reporting within the treasury function.

Key responsibilities

• Verify mathematical accuracy and completeness of all dealer deal tickets.
• Monitor and record daily inter‑bank lending limits, authenticating usage against deal tickets.
• Receive and proof cash‑flow statements from the Operations Bank Office throughout the day.
• Track KWD movements via the KNPS RTGS system and prepare required regulatory returns for CBK and Head Office.
• Prepare management reports for liquidity forecasting, LCR projection, and ensure all ratios meet CBK and Head Office standards.
• Monitor intra‑day and overnight FX positions, reconcile with system reports, and stay within CBK limits.
• Maintain KIBOR rates, calculate FX counter rates, and apply appropriate margins.
• Report exceptional deals to the Risk Manager and coordinate with Group Risk Management on market and liquidity risk.
• Calculate daily profit, reconcile with dealer blotters, and support MIS preparation for risk committees.
• Act as backup for the Risk Manager, lead presentations to governance committees, and sign off stress‑testing and IFRS 9 submissions to the CBK.
• Supervise and train Management Trainee in risk‑management tasks and perform checker duties for treasury reports.

Required profile

• Proven experience in treasury and risk management within a banking environment.
• Strong knowledge of CBK regulations, KWD RTGS processes, and liquidity coverage requirements.
• Ability to prepare accurate regulatory returns and management reports under tight deadlines.
• Excellent analytical skills for monitoring FX positions, inter‑bank limits, and stress‑testing outcomes.

Required skills

• KNPS RTGS system (Kuwait Central Bank)
• IFRS 9 reporting
• Liquidity Coverage Ratio (LCR) analysis
• Stress‑testing methodology
• FX position monitoring and reconciliation
• KIBOR rate management