AML & KYC Manager

About the role

ZAD is seeking an experienced AML & KYC Manager to lead its Anti‑Money Laundering, Counter‑Terrorist Financing and Know Your Customer framework. The role will ensure robust customer due‑diligence, transaction monitoring and sanctions screening in line with regulatory requirements and internal policies.

Key responsibilities

• Oversee KYC, CDD, EDD, sanctions screening and ongoing customer review processes.
• Ensure compliance with Capital Markets Authority regulations and all applicable AML, CTF, sanctions and financial crime requirements.
• Build, enhance and maintain AML/KYC policies, procedures, controls and risk‑management frameworks.
• Manage transaction monitoring, investigate suspicious activities and handle alerts and escalations.
• Review and approve high‑risk customer onboarding, periodic reviews and enhanced due‑diligence assessments.
• Prepare, review and escalate Suspicious Transaction Reports (STRs) and Suspicious Activity Reports (SARs) as required.
• Lead, coach and develop the AML & KYC team, ensuring strong performance and service standards.
• Monitor regulatory developments and implement changes promptly.
• Collaborate with Compliance, Risk, Operations, Product and other departments to strengthen financial‑crime controls.
• Maintain audit‑ready documentation and support internal, external and regulatory examinations.

Required profile

• Proven experience in AML/KYC compliance within a financial services environment.
• Strong knowledge of Capital Markets Authority regulations and related financial‑crime requirements.
• Demonstrated ability to lead and develop a compliance team.
• Experience preparing and filing STRs/SARs and handling regulatory examinations.
• Ability to monitor regulatory changes and update policies accordingly.

Required skills