Sr. Business Analyst - Retail Credit and Finance

About the role

We are looking for a Senior Business Analyst to act as a domain‑driven IT partner for Consumer Credit, Finance, Accounting, and Automation systems. You will ensure regulatory compliance, financial accuracy, and operational efficiency while supporting digital transformation across the consumer lending lifecycle.

Key responsibilities

• Translate consumer credit and finance requirements into functional and technical specifications.
• Support Agile/hybrid delivery by converting requirements into epics, user stories, and acceptance criteria, maintaining BRD/FSD documentation.
• Cover the full lending lifecycle: origination, disbursement, servicing, collections, write‑offs, and closure.
• Ensure accurate interest, amortization, fees, penalties, and GL postings.
• Integrate lending platforms with core finance systems, payment gateways, and regulatory reporting tools.
• Support IFRS‑9/ECL logic, provisioning, and financial reconciliations.
• Lead or assist automation initiatives such as RPA, workflow automation, and exception handling.
• Maintain compliance with CBK/GCC Central Bank regulations, audit requirements, and internal controls.
• Participate in sprint planning, UAT, production releases, incident resolution, and audit queries.

Required profile

• Bachelor’s degree in Computer Science, IT, Finance, Accounting, or Business Administration.
• 5–10 years of experience as an IT/Business Systems Analyst.
• Mandatory experience in Consumer Credit/Retail Lending and Finance & Accounting systems.
• Experience with Loan Management Systems, Core Banking/Credit platforms, and ERP solutions.
• Exposure to Agile or hybrid project delivery environments.

Required skills

• Loan Management Systems (LMS)
• Core Banking / Credit Platforms
• Enterprise Resource Planning (ERP) systems
• Agile methodology
• Robotic Process Automation (RPA)